home warranty insurance quote

home warranty insurance quote

Mar. 8, 2011

A home warranty may sound like a great form of financial protection against expensive, unforeseen home repairs. But is it really the safety net homeowners expect?For more, see: How to Buy Your First Home: A Step by Step TutorialA home warranty costs a few hundred dollars a year, paid up front or in installments, if the warranty company offers a payment plan. The plan's cost varies depending on the property type e. g. , single family detached, condo, townhome, duplex, and whether the homeowner purchases a basic or extended plan. The cost usually does not vary with the property's age, unless the home is brand new, which increases the cost of coverage. The home's square footage also does not affect the price in most cases, unless the property is more than 5,000 square feet. Separate structures, such as guest houses, usually are not covered by the basic policy but can be covered for an additional fee. However, garages should be covered by the basic policy. The subject of home warranties often comes up during the sale and purchase of a home. A home warranty can provide reassurance to a homebuyer who has limited information about how well the home's components have been maintained or how well the home has been built, in the case of new construction.

home warranty plans for buyers

Feb. 24, 2011

Choice Home Warranty’s local technicians are experts at diagnosing problems with systems and appliances.

No one deserves to be treated like this.

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With that said, I will say, I had a home warranty on my "home from hell" in California, and Thank God we had it. They paid for a new furnace, new water heater, new well pump, just to mention a few things. Yes, I had to pay my deductible each time, but the $500 600 warranty paid for itself over and over in that home. I would rather have paid the $500 600 and never had to call on them. I would have probably been like everyone else out there complaining that they are a big waste, but when you have a claim that would have cost you hundreds to thousands of dollars, writing a check for the $50 deductible is relatively painless. I found this website while looking to purchase a home warranty on a home we are about to buy, and I will have no regrets, especially if I never need to use it.
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